Proyecto Capital
Financial inclusion opportunities in Latin America and the Caribbean
A woman who saves is a life that changes lifes.
Friday, 19 December 2014 11:17

IN SHORT 54: Creating Financial Assets: the Case for Savings Accounts as a Means for Economic Independence and Empowerment for Women

Written by  Carolina Trivelli & Jessica De Los Ríos

In this paper the authors want to highlight the benefits of savings accounts for women by illustrating the successful experiences and lessons learned with two Peruvian government projects designed to mobilize savings amongst its poor rural populations, mostly in the Southern Highlands region of the country.

The report is as follows: Section II briefly covers literature on savings both in the general context and particularly to women. Section III first outlines the current context of Peru, and later the two government programs. In Section IV we cover the impacts of the aforementioned programs on female beneficiaries. Lastly, in Section V we conclude with suggestions for future use of savings accounts in development projects.

Additional Info

  • Types: Case study
  • Categories: Financial education, Gender, Saving, Conditional cash transfers (CCTs), Empowerment
  • Countries: Peru
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